Insurance Valuation Services
Independent insurance valuation reports for residential, commercial, industrial, strata and specialised property assets. We help property owners, managers, brokers and investors understand replacement cost, reinstatement cost and underinsurance risk.
Insurance valuation services for better property protection
Our reports are prepared to assist with insurance cover reviews, building sum insured assessments, replacement cost estimates and risk management decisions.
Building Insurance Valuations
Independent reports assessing building replacement and reinstatement costs for insurance purposes.
Residential Insurance Valuations
Insurance valuation reports for houses, townhouses, duplexes, apartments and residential investment properties.
Commercial Insurance Valuations
Replacement cost assessments for offices, retail premises, medical centres and commercial buildings.
Industrial Insurance Valuations
Insurance valuations for warehouses, factories, workshops, logistics centres and industrial facilities.
Strata Insurance Valuations
Replacement cost reports for strata buildings, apartment complexes, owners corporations and common property.
Replacement Cost Assessments
Reports estimating the cost to rebuild, replace or reinstate property improvements for insurance purposes.
Insurance value is not market value
Market value reflects what a property may sell for. Insurance valuation focuses on what it may cost to rebuild, replace or reinstate the insured improvements.
Assessment of the estimated cost to replace or rebuild the property improvements.
Consideration of rebuilding, demolition, debris removal, professional fees and escalation.
Support for reviewing whether the current building sum insured remains suitable.
A clear process from enquiry to report delivery
We keep the insurance valuation process simple, structured and easy to understand.
Enquiry
Send the property details and insurance valuation requirements.
Scope Review
We confirm the property type, report purpose and assessment requirements.
Assessment
Relevant building, construction and reinstatement cost factors are reviewed.
Report Delivery
You receive a professional insurance valuation report for review.
Insurance valuation support for property decision-makers
Insurance Valuation FAQs
Is an insurance valuation the same as a market valuation?
No. A market valuation estimates what a property may sell for, while an insurance valuation estimates the cost to rebuild, replace or reinstate the insured improvements.
What does an insurance valuation include?
An insurance valuation may consider replacement cost, demolition, debris removal, professional fees, escalation allowances, building services and other reinstatement factors.
Why is underinsurance a risk?
If the insured amount is too low, the property owner may not have enough cover to fully rebuild or reinstate the property after a significant loss.
Need an insurance valuation for your property?
Contact Australian Insurance Valuations to arrange a professional replacement cost assessment, strata insurance valuation, commercial building insurance valuation or underinsurance review.
Independent reporting for residential, commercial, industrial, strata and specialised property assets.