Picture this. You’ve decided to sell without an agent, you’ve listed the house online, and the first serious buyer comes back with an offer that’s about 10% under what you were hoping for. Is that a fair offer or a…
If you own a Federation bungalow, a sandstone cottage or a Victorian terrace, you’ve probably had a quote for building insurance that felt oddly low. The insurer’s online calculator asked for your postcode, floor area and number of bedrooms. It…
You’ve had two agents through, and their appraisals are $80,000 apart. One says the place will comfortably clear $1.4 million. The other is more cautious. Who do you believe? That’s often the moment owners start looking at an independent valuation….
If you’ve ever sat down to renew your home insurance and typed your property’s estimated sale price into the “sum insured” box, you’re not alone. It’s the most common mistake Australian homeowners make when setting up their cover — and…
If you’ve ever watched a house sit on the market for months while the “For Sale” sign slowly fades in the sun, you’ve seen what happens when a property is priced wrong from day one. It’s one of the most…
Most property owners assume their building insurance policy already reflects what it would genuinely cost to rebuild their home or commercial premises, only to discover during a claim that their sum insured falls well short of what reconstruction actually requires….
A presale property valuation gives owners an independent, evidence-based opinion of their property’s market value before it reaches the market. Many owners rely solely on an agent’s appraisal when setting an asking price, even though an agent’s estimate is prepared…
Most commercial property owners in Australia think about their building insurance once a year, at renewal time. They check the premium, compare it vaguely to last year, and confirm the same sum insured again. What they rarely check is whether…
Understanding the core differences between insurance valuation vs market value is a question that comes up constantly from commercial property owners and strata committees across Australia. Both figures describe a property in dollar terms, and both appear in reports prepared…
